Investment Worm Hole


In regards to the recent goings on around the world, with Bank Transfer Day, various market crashes, talk about further crashes, the potential withdrawal of Germany from the EU, issues with Greece, Italy and the conversation surrounding ethical investments, I have really hit a worm hole when it comes to decisions surrounding all this.

So first of all, Bank Transfer Day happened. It was the movement of money from big international banks, who invest in all sorts of unscrupulous activities, to placing it in the trust of local community credit unions. Simple, and I feel a worthy move. There are rumours of the big banks having lost millions of dollars in this move. This however brings me to another issue. Each government, currently skims money off each paycheque to place in a ‘pension fund’. A fund that should, in theory, be something that helps you live when you get old and are unable to work. Which is a great concept, we would all appreciate that security when our time comes. But where is this money invested and do we ever stop to think about it?

Canadian Pension Plan Investments

The investment arm of the Canadian Pension Plan appears to have invested in 74 different Groups or businesses, or as the CPPIP website calls them, funds & secondaries. Each one of those partners seems to be another independent investment company. As an example, the Canadian government has invested US$500 Million in Goldman Sachs and US$175 Million in JP Morgan Chase, to name just two of the big shots. This means, that as a working Canadian resident, you are unwittingly supporting big corporations, simply by working and you don’t even have a say on where that money is invested. It came to my attention that Lloyds bank was investing in ammunition, which I am sure is very common place in the global market. Wars create spending, these investment companies are undoubtedly wanting to make money for their various clients, including the Canadian Government. So it makes sense then, that Canada would therefore indirectly have an invested interest in War so that their pensioners can live comfortably. And who doesn’t want to be comfortable in our retirement?! The thing is though it is all very suspect. The same could be true for mining. Let’s say for instance a certain company wants to mine an area of Canada, but there is opposition from residents. The Canadian government will want to go ahead with the mine, despite opposition, as it would benefit the economy of the country, if they have investments in mining.

These 74 funds and secondaries is only a portion of what is invested. Investments are all littered across, 28 Public Market Partners & 39 Real Estate Partners, including the Rockefellar Group, ING & Morgan Stanley.

The stock market appears to be a way of making money from anything, good or bad. With 74 investment partners, each one spreading their investments this way and that, it is nigh on impossible to actually know where your pension money is being invested at any one time. But surely though, if money can be made from depleting the Earths resources and from War, death and ill health (pharmaceuticals) then surely there is a way to make money from positive endeavours. Let break this down.

What are we all trying to make money for anyway?

Well, as it appears we all need money for food, water, clothing and shelter. We all want money however, for extravagant food, alcohol, expensive clothing and luxuries. If humanities basic needs are all met in a sustainable way then surely we can have all these things without ruining the Earth. The one thing that links ALL of these categories is energy. Currently we have to pay for energy, which therefore adds huge costs to humanities basic needs. If we didn’t have to pay for energy, then maybe we would eat for free, so long as we knew how to grow food. But the way it currently works, is that if energy were free, then the energy industries, would be hit hard financially and as all governments and big businesses are heavily invested in this, it would be detrimental for them to support it.
Some others say, “Can you imagine how many people would be unemployed, if all those industries, closed down?”
We’ll, my answer to this is, yes, I can. There would be huge amounts of unemployment, but if people didn’t have to pay for energy, then they would be fine to heat their home and eat with very few overheads. I know this is not as simple as this and it would take a huge amount of time to balance things out, but there has to be a way and we must all start talking about this now. We can not afford to let the governments cause us to be reliant on them. I can liken the governments to the characteristics of a crack dealer. They are hooking us into a lifestyle of feeling good, needing the luxuries, feeding us with the requirements to work, to feed the system. They want us to take out loans and to be constantly indebted to them, so we have no choice.

How loans work

When someone makes a deposit into a bank, the bank may then loan out 9 times that amount. They don’t need to hold that amount, they can simply loan out 9 times what they own. And they don’t actually go and print more money and give it to you, they simply add some numbers onto a screen and then charge you interest on this non-existent money. This creates money for them, from nothing. Money is being created from thin air. They then take out insurance on these loans and when you can’t pay it back, they take from you the new toy that you bought with the loan and they also get paid out on the default of the loan. It’s a win win for the banks. They double their money and you lose everything.

So where do we go from here?

I definitely don’t have the answers, like I say, it’s a worm hole and we seem very deeply entrenched in it. I have recently been talking about moving away from the national currency by inventing your own local currency in your village or town, or by using a method of trading. You can trade a service of yours for a service of someone else. Anything to decrease dependency on the privately owned central bank and governmental services.
I simple terms, decrease your spending, decrease your work hours and increase community. Speak to your neighbors, swap things you no longer make use of, exchange clothing instead of buying new. Even down to the food you buy. It is actually more expensive to make the fast food, the chemical ladened pre-packaged supermarket meals, than the healthy stuff. But to make sure you buy it, governments subsidize it. After all, the amount of oil and plastics that goes into it, not to mention the illnesses it creates, thus requiring you to pay into the pharmaceutical industry, makes it a great money spinner for governments and huge corporations.
So buy locally grown organic produce from your farmer friend. It will increase community, reduce government dependence, increase your health and build a community. Nations are fighting for global power, but the power lies with the people. We don’t need governing if we can govern ourselves.

Here’s to building a better planet – Invest in YOURSELF.

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